11. Use Apple Pay for Private Payments (Eventually)
You will soon be able to send personal payments from iPhone to iPhone without ever leaving the Messages app. For it to work, you’ll need Apple Pay activated in the Wallet app. When you open Messages, you’ll see the “App Drawer” toolbar at the bottom before you touch the text box to start typing. Swipe left to get to the Apple Pay icon. Or just type about money in some denomination and you’ll probably get a suggestion. This will work for sending and requesting money. Look for it in the coming months.